The Secure Payments Partnership represents and advocates for industries that span the payments system. We advance sound policies that drive state-of-the-art technologies, competition and collaboration to continually improve the nation's payment infrastructure, meet the evolving needs of commerce, and provide businesses and consumers convenience, flexibility and security in payment options. The Secure Payments Partnership is committed to making the U.S. payments infrastructure the strongest, most innovative and most secure in the world.
What we stand for
Strong User Authentication
Payment Security Innovation
Open Security and Implementation Standards
Network Routing Competition
Updates
White Paper One-Pager
Card payments have experienced explosive growth over the last ten years. As of 2017, debit and credit card payments accounted for 54% of all U.S. consumer purchase payments by count and 55% by value, dwarfing even cash (at 35% and 15% respectively), according to a report from the Federal Reserve Bank of Atlanta. The same […]
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White Paper One-Pager
Card payments have experienced explosive growth over the last ten years. As of 2017, debit and credit card payments accounted for 54% of all U.S. consumer purchase payments by count and 55% by value, dwarfing even cash (at 35% and 15% respectively), according to a report from the Federal Reserve Bank of Atlanta. The same […]
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White Paper Press Release
Description: WASHINGTON, D.C. – Dec. 6, 2019 – A new, in-depth report Payment Insecurity: How Visa and Mastercard Use Standard-Setting to Restrict Competition and Thwart Payment Innovation, conducted by noted industry research firm Retail Payments Global Consulting Group, L.L.C. (RPGC), on behalf of the Secure Payments Partnership (SPP), highlighted a systemic pattern of decision-making by EMVCo, […]
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Payment Insecurity: How Visa and Mastercard Use Standard-Setting to Restrict Competition and Thwart Payment Innovation
The Secure Payments Partnership latest white paper, Payment Insecurity: How Visa and Mastercard Use Standard-Setting to Restrict Competition and Thwart Payment Innovation, is the result of an in-depth examination of each of the major areas for which EMVCo is responsible for defining standards, including chip-based credit and debit cards, tokenization of payment data, near-field communication […]
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About SPP

The Secure Payments Partnership (SPP) brings together retail groups and payment networks who are committed to greater security and transparency across the payments system. SPP founding members include the Food Marketing Institute, National Retail Federation, National Association of Convenience Stores, National Grocers Association, First Data’s STAR Network, and SHAZAM. SPP was formed to anticipate new and better technologies for making payments that are secure and fast. SPP encourages and supports sound policies that improve the payments infrastructure, meet the evolving needs of commerce, and provide convenience and security to businesses and consumers.