What can consumers do to make their transactions more secure?

Consumers can do a number of things right now to make their transactions more secure, including:

Request PIN on your credit card. Most major U.S. banks do not offer PIN on credit cards to make purchases, but asking for it will show that there is a consumer demand.
Ask your credit card company to enable alerts for certain spending thresholds
Ask your credit card company about dual-factor authentication methods (like text or email)
Be aware of phishing emails that can compromise your sensitive personal information
Monitor your transactions and accounts for any suspicious activity
Create strong and unique passwords
Keep your device software up to date